In addition to earning rewards for expenses and help pay for large purchases, credit cards can also help you stay on top of your credit health. Not only can credit cards help you build a positive payment history, but they can also increase your credit score by improving your credit utilization ratio. If this were not enough, some credit cards now offer free access to your credit score , help you stay on top of your credit and financial plan future efforts. Here are some of the best credit cards, we found that you offer a free FICO score.
Best credit cards with free credit scores
Barclaycard Arrival more World Elite MasterCard
Travelers , rejoice! In addition to providing free cardholders their FICO score each month, Barclaycard Arrival World Elite MasterCard is more one of the highest ranking credit cards in our criticism, thanks to their unbeatable travel rewards. This credit card, you earn 2 miles for every dollar spent on all purchases. In addition to this, you can earn 40,000 bonus miles when you spend $ 3000 or more on purchases within the first 90 days. That equates to $ 400 on your next travel redemption. Our analysis of credit card travel rewards, you can not beat these spending rewards.
discover Card
The Discover card offers a 0% introductory APR for the first 12 months and rewards users with 5% cash back on the rotational categories. This is in addition to the 1% cash back, you can run on all other purchases. One of the best parts of this card is its lack of fees - no annual fees, no overlimit fee and you can pay up to midnight ET online or by phone your due date without penalties. Also, pay late will not increase your April This card also allows users with a free FICO score on your monthly statement.
Barclaycard Rewards MasterCard - average credit
If you have an average credit, this card is a great option for you. Since you get a free monthly FICO score, you can keep track of your average credit score and see it rise with this responsibly credit card. This credit card reports to all three credit bureaus on a monthly basis, giving you the opportunity to rebuild your credit score. (Here are some additional tips on how to increase your credit score). In addition to helping your credit health, this card offers some of the best rewards for those in the average credit quality - you get 2 points per $ 1 spent on gas and grocery purchases utilities, and 1 point $ 1 spent everywhere else [
Quicksilver Capital One Rewards Card
Although they do not provide free FICO scores as the others on this list, Capital One recently added TransUnion credit score monitoring tools to their online directory for account holders. Users will be able to see their TransUnion credit score update, a summary of their level of information TransUnion and a "report card" that shows the individual factors that can affect their credit score. This also includes real-time monitoring of your TransUnion credit report and a credit score simulator that shows users how different financial decisions affect their credit score.
In addition to these new credit score features, rewards card Quicksilver has some of the best cash back rewards there. In addition to 1.5% cash back on all purchases, users will get a $ 100 bonus cash back after spending $ 500 over the first 3 months. There are no fees or annual fees and transaction Foreign Capital One currently offers a long 0% introductory APR on this card.
Rewards Capital One Venture Card
Like the rewards card Capital One Quicksilver above, the capital Card One Venture also has a variety of credit score monitoring tools and TransUnion credit monitoring. If you ever travel rewards as cash back, then this card is a solid option. Users will earn 2 miles per dollar spent on every purchase and 40,000 bonus miles when they spend $ 3,000 in the first 3 months (equal to $ 400 in travel!). Miles will expire and there is no limit to the number of miles you can earn. In addition, there are no foreign transaction fees. See how this card in our travel reward credit card analysis.
If you are interested only in getting your credit report and credit scores, you can learn more about monitoring credit report here.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.