News broke this afternoon that the personal information of more than 50 million customers LivingSocial was hacked, revealing their names, email addresses, dates of birth and encrypted passwords to hackers. If you are a customer and LivingSocial fear that your personal information can lead to identity theft, then the first thing you need to do is to change your passwords for all online accounts that you may have connected to your LivingSocial account, including the password of your email.
If you think you might be a victim of identity theft hacking, here are some steps that can be taken to help recover your identity.
- Report of hacking the FTC and the local police: Filing a report with the Federal Trade Commission will help the look of the agency for all the trends with identity theft, which can help to conduct investigations and future prosecutions. Then you need to file a police report, which can help lead to a possible source of piracy.
- credit report agencies Alert: If you alert your credit agencies that you have two options - to place a fraud alert or place a credit freeze on their credit report. A fraud alert is a warning which is connected to the credit report that lets creditors know that you need to take additional steps to verify your identity. The fraud alert also allows businesses to access credit report. On the other hand, a credit freeze completely locks your credit, which means that no company - not even the current credit cards - have access to the credit report. The decision to place a security fraud alert or credit freeze is yours.
- creditors Alert: The creditor word is used loosely because in this case, a creditor may be a company, a bank or accession that has your personal information. Even if you have already filed a report and alerted credit reporting agencies, this is still an important step because it allows creditors know that you must be aware of the accounts or memberships. Your creditors can include credit cards, banks, utilities, Internet service providers, gym / spa memberships, insurance companies and other companies in which personal information could be compromised.
Another solid way to help stop identity theft is to sign up for identity theft protection. These services are actively monitoring your personal information, such as your bank account number and social security numbers, to ensure that the information is not used fraudulently. If the service is one of you for personal information used suspiciously, they will alert to verify that there is no fraud. Our best identity theft service will even help you through the recovery process.
look at our compare to learn about protective services against identity theft, or visit our FAQ to learn more about identity theft in general. Also, check out this blog for more information on the reasons of protection against identity theft is helpful.