Can Credit Report Monitoring Services Still Monitor Files Frozen credit

Can Credit Report Monitoring Services Still Monitor Files Frozen credit -

Q: I have my accounts Credit Bureau "frozen". Does the credit report monitoring services also monitor

? A: Good question. For those unfamiliar with the credit freeze, this means that no new creditors will be able to access your credit report for any reason. When the credit freeze is in place, any new credit account that you or a potential identity thief trying to open will not open. You must deposit the credit freeze with each desktop you want to be freezing - Experian, Equifax and / or TransUnion. In order to place the freeze, there is usually an amount of approximately $ 10.00 to be paid to each credit reporting agency. Unfortunately, Alabama and Michigan do not have credit freeze options.

To the credit report monitoring service that you sign with access to and start monitoring your credit, you must place a temporary lift the credit freeze. To do this, you must visit the specific credit bureau website where you filed the credit freeze first. If you froze your credit records in three offices, then you need to lift the freeze on all of their sites. You can apply for a temporary lift for a specific credit provider, or you can request a lift date range for a specific period of time, ranging from 1 day to 1 year.

For more information on the credit report monitoring services and sign up for a free trial, visit our credit monitoring comparison page.