Q: I've heard a lot about identity theft student on the news, and I wondered if I would eager to maintain the identity of my student safely. If so, then there measures or things I can do to protect their identity
A: Great question! Your concerns are quite legitimate, especially as people aged 20 to 29 were the top victims of identity theft in the last three years, according to the Federal Trade Commission.
Fortunately, there are some steps you can advise your student to take to help protect their identity. We recommend that before sharing these tips with your student, you explain to them the importance of protecting their identity and severity of identity theft.
Here are five ways that students can protect their identity.
1. Memorize personal information: College is the first time that many young people have to rely on themselves to know their Social Security number, birth date or other personal information important. Sometimes it can be overwhelming for young adults, so they write or store personal information on their phone, tablet or computer. This is one of the most dangerous things they can do with their personal information because if their dorm or apartment is broken into and the information is stolen, they are likely to become a victim of identity theft. One way to prevent this situation from occurring is to store the personal information that they should not rely on paper or device.
2. offers of pre-approved credit card Shred: All students - and adults - should invest in a shredder to their homes because they can protect their identity by simply shredding pre-approved credit card offers and other junk mail. Identity thieves often pass by consumer waste because if they find a credit card offer pre-approved or mail that contains personal information, then they already have the first two songs to start the process to steal their identity.
3. Store personal information securely to the dorm or at home: Many students may not understand how some documents, such as loan documents sensitive student, in reality, it is essential that they know how to store their information in a safe place - as a secure lock box or a locked cabinet
.4. Check credit card and bank account statements regularly: College students should pay attention to their credit card statements and bank, and take the extra time to go through each transaction to ensure there are no fraudulent charges or unknown. If they find and load do not know, then they should report it to the bank as fraud.
5. Report lost or stolen student identification cards: Students should be aware of their student card, and - when worn disappeared - they have to report stolen or lost. Some colleges award of social security numbers, student identification numbers and students in these colleges should report their lost or stolen ID once when he went realize.
If identity theft is something you worry as a parent or if you fear that your student will be identity theft victim, then you may want to consider signing your student for a service protection against identity theft. These services monitor someone's personal information and alert if they notice the information is sold or traded on the black market on the Internet. Identity Theft Protection services also monitor the activity on credit reports and send alerts when something on a credit report change.
students 18 years or more will sign up to adulthood, but if they are under 18, then you can register them as a child College - which is a cheaper option. All of identity theft protection services examined offer memberships for adults. Identity Guard and Lifelock also offer protection against identity theft for children under 18, and TrustedID offers a family plan that protects an unlimited number of people who have the same primary address.
Discover our protection against identity theft graphics compare to see what identity protection against theft of service would best suit your needs and student read this blog to find out why these services are useful.