There are many, many cards credit there, all vying for your business. The problem is that it can be a bit overwhelming - not to mention time - to determine which ones are the best. Fortunately, we have done the research for you, comparing the offers, rewards, bonuses and interest rates Popular credit cards. After much in-depth, independent survey we developed our best credit card of 2014 the list below. Want to know what we thought of other cards? View all comments credit card.
Blue Cash Card from American Express preferred
If you are in the market for a cash- money back credit card, Blue cash Preferred card from American Express (a NextAdvisor seller) hits the spot. You will gain back amazing 6% cash in supermarkets (to a maximum of $ 6K per year in procurement), 3% at gas stations and select department stores like Macy's, Nordstrom and Sears, and 1% on all other purchases. There is also a $ 100 cash bonus rewards and a year of Amazon Prime after spending $ 1,000 within the first 3 months. The more a 0% Intro APR for 15 months on purchases and balance transfers. In fact, I love this card as I have myself. Although it has an annual fee of $ 75, it could be the right choice for you, especially if you tend to spend more on groceries and gas. Or if you are interested in a cash back card has no annual fee, take a look at the Double Citi Cash card (a NextAdvisor seller) which provides an effective 2% cash back on all purchases.
Slate® Chase
Have you been paying high interest rates on your card balances credit? A better solution is the Slate from Chase. With Slate, you can transfer your other balances fee credit cards, and start enjoying their 15 months 0% Intro APR on purchases and balance transfers. This will give you time to repay the balances and you will save money on interest charges in the meantime. The best part is that you will not have to pay the fee balance transfer or annual fees - you can move your existing balances on the Slate and start saving money in interest charges without paying a dime. The fact that you are not required to pay balance transfer fee if you transfer your balances in the first 60 days is a big problem, because it is the only main card we've seen with this feature. And as it also has a 15 months 0% APR on purchases, buy gifts, meals and vacations and pay no interest for the first 15 months.
Citi Simplicity® Card
Anyone interested in a credit card that allows them to pay 0% interest for 21 months should take a serious look at the Citi Simplicity. 21 months is the longest interest-free period for purchases and balance transfers we've seen in a map, making Citi Simplicity an excellent choice for anyone who wants to make a large purchase and carry a balance for a while or those looking to transfer a balance from another card. In addition, there is no delay or penalty rate fees, a great feature for those who can not always pay their statements on time. Add to this no annual fee and you have our first choice for a low APR credit card.
Barclay Arrival World Elite MasterCard more
love traveling? This is the card for you. Our number one travel credit card earns 2 miles per dollar (equivalent to 2% cash back to spend on travel) spent all purchases with no mileage limit or foreign transaction fee. In addition, users will earn 40,000 bonus miles after spending $ 3,000 within the first 90 days - equal Travel $ 400 worth! They make it easy and convenient to use your miles, too; simply swap against a declaration of credit. This means you can make your travel arrangement anyway you like, whether by phone, online or with a travel agent. You can also fly any airline you like and stay in a hotel. Just use the Barclay Arrival World Elite MasterCard for more book travel and redeem your miles for a statement credit against the cost.
In addition to all this, when you use your miles earned to pay for travel you will get 10% of miles back, which means that you are really earning more as 2.2 miles per dollar (or 2.2 % cash back for Voyager). There is a fee of $ 89 annually (waived the first year), but if you spend just $ 380 per month on the card will more than compensate for the costs.
Chase Freedom®
It may seem like most credit cards are not offered to those with excellent credit, but the Chase Freedom card breaks that mold by offering eligibility to those with good credit. A good credit score range is usually between 660 and 724 on the FICO ® credit scale. If you do not know your credit score, it is a great idea to find out as it can have a big impact on your life. You can get it for free by signing up for one of our highly rated credit monitoring tests.
Not only Chase Freedom available to those who have good credit, it is a good card to start sacred, even for those with the best credit. It starts with a $ 150 bonus cash back after spending $ 500 over the first 3 months. You will also earn 5% cash back in categories that rotate quarterly and unlimited 1% cash back on all other purchases. This quarter, you get 5% back on up to $ 1,500 in purchasing combined with Amazon.com, Zappos.com and other selected stores. Moreover Chase Freedom 15 months 0% Intro APR on purchases and balance transfers. With its combination of cash back gains and 0% Introductory APR is a wise choice for those with good credit who want to make money (via cashback) and also save money (by paying 0% interest for 15 months).
Barclay Rewards MasterCard® (average credit)
If your credit is in the middle range, Barclay Rewards Mastercard (average credit) is a great card that also offers the benefit of a reward and 0% introductory APR We estimate an average credit score is between 600 and 680 on the FICO ® score scale . If you are not sure what your score is, you can get it for free by subscribing to one of our top test-reviewed credit monitoring.
You will earn 2 points for every dollar spent on gas, groceries and utilities purchases and 1 point per dollar on all other purchases. points gains are unlimited and you use like cash to pay for purchases you made with your card, such as flights, eating out, or whatever.
Discover Student
Students take heart everywhere - there is a credit card designed for you that offers cash back rewards. The Discover Student offer back in quarterly rotating categories (on up to $ 1,500 of purchases each quarter), 1% cash back on everything else and no annual fee of 5% in cash. In addition, you will enjoy a 0% Intro APR for 6 months on purchases, allowing you to load books and tuition fees on the card and pay no interest for 6 months.
Chase Ink Business Card Cash®
business credit cards are a smart way to finance your business and keep your business and personal expenses separate. Chase Ink Cash Business Card offers the same benefits you can find in a personal credit card, but more oriented to business spending. You earn 5% cash back on office supplies and telephone services, fixed, Internet and mobile TV cable. You also earn 2% cash back on the first $ 25,000 spent annually in restaurants and gas stations, a great advantage for road warriors or anyone who frequently takes clients on, and 1% unlimited cash back on all other purchases. Add all this to a 0% Intro APR for 12 months on balance transfers and purchases and no annual fee and you have yourself our # 1 ranking credit card companies.
Capital One® Secured MasterCard®
If your credit rating has been some issues or you're just starting to build your credit history, the Capital one Secured MasterCard is a smart choice. Sound available for those who have little or no credit and can help build your credit history with a responsible use of the card. This is a secured credit card, which requires that you provide a security deposit in cash to help got the account. This deposit is usually equal to the credit line on the card, and will help you pay the balance in case of default. But do not worry - the Capital One Secured Mastercard looks and acts like a regular credit card for everyone. And making timely payments each month, you can help boost your credit history, because he reports to all three credit bureaus every month.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.