Some of the services credit report, as ProtectMyID.com and TransUnion Credit Monitoring surveillance will monitor your credit report across all three bureaus and alert you of any changes, but do provide a credit report and score from a single desktop. There are better options out there if like Identity Guard and PrivacyGuard. Identity Guard monitors all three offices for any changes to your credit file, plus they provide you credit reports updates and scores Equifax, Experian and TransUnion. PrivacyGuard also monitors all three, plus it updates your reports and credit scores every month. If you want to know more about these services, visit our credit report monitoring comparison page to compare side-by-side services.
Not only is it good to keep your credit report within three offices, because it will keep you smart about your credit, but it is also a great way to protect yourself against identity theft. That's why leading service monitoring also double credit separate service identity theft protection. If there are changes to your credit report through one of three offices, you will be notified by email and / or text. On the other hand, if you monitor your TransUnion credit report, but you defraud someone tries by opening an account with a lender who does not fall Experian, this is where you can get into trouble.
Finally, there may be errors on one of your credit reports. According to the FTC, almost 52 million Americans have errors on their credit reports. These can be caused by an error of office or worse, identity fraud. These errors can be detrimental to your credit score, and in turn, forcing you to pay rates and higher interest charges. To fix these errors, you should notice them first. And of course, to notice them, you need to stay on top of your credit report through each of the three offices. Read this blog you wish to learn more about correcting credit report errors.
To start monitoring your credit, try signing up for a free trial of a high credit report monitoring services here.