credit cards with the lowest APRs in over

credit cards with the lowest APRs in over -

Everyone knows that sometimes the cards offering "low intro APRs" have rates that skyrocket after the end of the introductory period. However, people who pay their credit card balance each month and just use their cards to earn cash back and travel rewards are not really up to you worry about the interest rate.

on the other hand, those who want to spend a lot on their credit card and need a little more time to repay the balance should consider the application for credit cards with low APRs being, not just those with low introductory period. not sure cards have the lowest current APRs? Here are some of the top options.

credit cards with the lowest APRs being

Barclaycard Ring MasterCard

the Ring Mastercard Barclaycard has the ongoing APR lower than we have seen from a credit card. While most credit cards have interest rates with APRs more than two digits, the Ring Mastercard Barclaycard currently starts at a 8% APR (but can go up depending on your credit ). This low rate of interest applicable to balance transfers as well, so if your current credit card balance accrues interest at a high percentage, the Barclaycard Ring MasterCard can help you pay your balance to a lower rate. Moreover, there is no balance transfer fees, which charge most credit cards. Cardholders also receive free FICO scores.

US Bank Visa Platinum Card

While most credit cards immediately jump to a higher APR after enjoying APR introductory offer of 0%, the Visa Platinum card US Bank starts during April to 9.99%. For the first 15 months of membership, licensees will pay 0% interest on purchases and balance transfers. This card is the best for those with excellent credit can qualify for the low 9.99% APR after the introductory period, since the current APR can vary from 9.99% to 23.99%.

discover Card

This card offers excellent cash back rewards while providing 0% for the first 12 months relatively low APR and continues thereafter. Those with excellent credit may receive an APR as low as 10.99% over. The general range for the Discover Card, it is 10.99% to 22.99% APR As for rewards, Discover card it offers some of the best around. Users get 5% cash back in quarterly rotating categories and 1% cash back on all other purchases. In addition, free FICO scores are included.

For more information on all credit cards that we look at NextAdvisor visit our credit card Feedback page.

Disclaimer: This content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of credit card issuers, and has not been reviewed, approved or otherwise endorsed by credit card issuers. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.