Best Intro Bonus credit card and Perks -
Updated: October 29, 2015
Looking for awards instant of your credit card? With the economy continuing to improve, credit card issuers are trying more than ever to attract new customers, even those with which credit is not perfect. Many credit card lenders now offer sumptuous "Intro" bonuses and benefits to get customers on board immediately. These usually come in two areas :. Back immediate cash and 0% intro APRs
Intro Cash Back Bonus: This is usually a large amount of cash back or miles items you get after spending a certain amount of money in the first 3 months. These bonuses can start as low as $ 50, but now go all the way up to $ 400 for basically free money. And unlike in the past, some cards, such as Capital One Venture Rewards, offering a $ 400 introductory bonus and may approve people with "good" (often considered a credit score above 660), not just "excellent ", credit.
0% Intro APR: This basically means that you will not pay interest on your balance for as long as the introductory period. Some cards offer up to a year and a half without interest, which is great if you transfer a balance or make a major purchase. And just like cash back cards bonus, some of these 0% APR cards introduction, as Chase Slate, are now available for those who have good, just not great, credit.
So what these cards offer great rewards? We have assembled some of the top credit cards that we think have the best bonus:
Best credit cards with Intro Cash Back Bonus
Barclaycard Arrival more World Elite MasterCard: this card offers 40,000 bonus miles when you spend $ 3,000 in the first three months, which is equivalent to $ 400 in travel expenses. Simply redeem the miles for a statement credit of $ 400 for any purchase travel. The Barclaycard World Elite MasterCard arrival plus also offers cardholders 2x the miles on every $ 1 they spend on anything at any time, which is equivalent to 2% back to spend on travel on each purchase, higher rate of pay that we found. The card also gives you 5% back when you redeem your miles for travel costs, which is an advantage that we have not seen any other credit card. The only drawback is the annual fee of $ 89, which is waived for the first year. You need excellent credit to be approved for this card.
Capital One Venture Rewards: This card offers the same introductory bonus of 40,000 miles ($ 400 value) that arrived more Barclaycard World Elite MasterCard do when you spend $ 3,000 in the first 3 months. It also has the same 2x miles on every $ 1 you spend any time where (equivalent to 2% cash back), and the same simple redemption process. It has an annual fee lower than the arrival over $ 59, which is waived for the first year. Unlike the arrival Plus, you do not have to have excellent credit to be approved for the Venture card. Even those who just "good" credit (generally considered a higher credit score to 660) have a chance to be approved and the impressive win $ 400 introductory bonus and continue the wage rate of 2% on all spending.
Best credit cards with 0% Intro Bonus AND Intro APR
Blue Cash Card from American Express preferred: Preferred Card Blue Cash from American Express (a NextAdvisor seller) offers an excellent combination of premium intro, ongoing rewards program and 0% introductory APR It offers a cash back bonus intro of $ 150 when you spend $ 1,000 in the first three months. You also get a 0% Intro APR for the first 15 months. The card offers 6% cash back at supermarkets, 3% return in US stations and select US department stores and 1% on everything else. The only drawback is the annual fee of $ 75, but the benefits are worth it. For those who simply want no annual fees, see her sister map, daily Blue Cash Card from American Express. It has a slightly lower cash back rate, but still offers a $ 100 bonus and introduction of a 15 months 0% Intro APR
best credit cards with 0% Intro APR
Citi Simplicity: If you make a purchase you want to pay slowly, this is the card for you. It offers 0% Intro APR for 18 months - a year and a half - which is the longest introductory 0% APR, we saw. It does not charge fees. No late fees. No annual fee. And no penalty rate for late payment on your card. He, however, have balance transfer fees, so if you want to do a balance transfer, we recommend that you check the next card.
Chase Slate: This card has no balance transfer fee for the first 60 days. It also offers 0% Intro APR on purchases and balance transfers for 15 months. Chase Slate card also has no annual fee, making it the perfect global map if you want to transfer a balance without having to pay for it. And unlike most long 0% Intro APR cards, people with a good (not just those excellent) credit have a chance of being approved for Chase Slate.
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