Turned down for a credit card? You can still get a

Turned down for a credit card? You can still get a -

UPDATE: April 22, 2014

Being turned down for a credit card can be a frustrating situation. Especially if you feel like you have a good credit and do not understand what happened. Never fear, however - there are still some great options available to you, even if your credit is average or worse. You can get a credit card!

If you have an "average" credit ...
If you have a couple of payments overdue or other less serious items on your credit report, you probably fall into the "average" credit range. This range is around 641-710 with CreditXpert score model. I do not know what your credit score is? You can get a score without CreditXpert by signing up for a free trial with one of our services review top credit monitoring as Identity Guard.

An average credit score helps you qualify for specifically targeted on those credit cards with credit or limited means. We have reviewed the most popular average credit card there:

Barclay Rewards MasterCard® - average credit
Do you want a card that earns you rewards? Barclay Rewards Mastercard Credit for the average thought of you! It has 2 points for every $ 1 spent on gas, groceries and utilities and one point per $ 1 spent on everything else. It also offers a bonus of 2,500 points after your first purchase and no annual fee. And exchanging your points is easy - just think of them as account credits. When you exchange your points to pay for a purchase and get a statement credit, simple as that.

If you have less than average credit ....
If you have more serious problems and your credit score is not quite you qualify for a card credit "means" do not despair - there are still many options. The best option would be a secured credit card. These types of cards are guaranteed by your funds, which act as a security deposit in case of default on the loan with the credit card company. You use a secured credit card, just as you would a regular basis, and no one can tell the difference. As a bonus, the best secured cards report to all three credit bureaus, so with responsible use and make your payments on time, you can rebuild your credit.

We did the research and determined the first credit card guarantees on the market today:

Capital One® Secured MasterCard®
the Capital One Secured MasterCard is our first choice for anyone with little or no history of credit, or past or present credit problems. It looks and works like a regular MasterCard, so no one (except you) will know he is attached. In addition, Capital One Secured MasterCard reports to all three credit bureaus to help you rebuild your credit with a responsible and timely use payments.You can start with as little as a deposit of $ 49 and $ 29 year for the annual fee, it is an affordable card. It is an excellent choice if you are not quite in the middle category of credit score, and it can help you get there over time.

OpenSky® Secured Visa® Credit Card
The Visa Secured OpenSky is another excellent choice for a secured credit card. It also reports to all three credit bureaus each month to help you rebuild your credit with responsible use. It requires a higher minimum deposit of $ 200 and has an annual fee of $ 29, but for most people, which is more than offset by the benefit of having a credit card can help your credit.