Stop wasting money on interest charges! If you are carrying balances on high interest credit cards or you need to make a purchase that you will not be able to pay immediately, there is no need to waste money paying interest . In fact, you can avoid the interest payments at all well in 2016.
credit card issuers pursue potential customers by offering extremely generous 0% APR intro offers for really long periods of time . Take advantage of the offers available to save you a ton of money, or to give you some space and breathing time to pay your balances.
We did the research and put together a list of the best cards with 0% Intro APR periods as long as you will not pay any interest until September 2016.
Can you tell 21 months 0% APR ? It is true, with Citi Simplicity (a NextAdvisor seller) will enjoy no interest on balance transfers and purchases until 2017 (not only until 2016!), With plenty of time to repay your balance. In addition there are no late fees, no penalty fees and no annual fee. Overall this is an excellent choice for those looking to save money on interest charges as they work to reduce their balance, or someone who wants to buy a dollar now and do not worry about pay interest until next year.
Offering 21 months 0% APR period on balance transfers and purchases, this card is a winner. And after more than 1.5 years zero interest period is up, you will enjoy a low APR underway. Also there is no annual fee to worry. Even if you do not have transfer balances, this card is always a great way to make purchases now (spring vacation anyone?) And pay no interest until 2017.
When you combine a terrible 18 months 0% Intro APR with cash back rewards, it is hard to go wrong. Although the 18-month 0% Intro APR is just for balance transfers, you can also enjoy 6 months 0% Intro APR on purchases and post-intro low APR. Additionally, you earn 5% cash back on categories that rotate every quarter and 1% cash back on everything else. Did we mention that there is no annual fee and no foreign transaction fee? This means you can shop outside the US without worrying about additional costs, which is a nice touch when traveling abroad in the future.
This card does not quite have the incredible 18 months 0% APR other cards do, but it is still a serious competitor:
with 15 months 0% intro April on balance transfers and purchases and the honor of being the only 0% intro card does not charge balance transfer fee this is our top -ranked balance transfer card. All this, and is targeted to those "good" credit rather than "excellent" credit. Good credit is generally considered a credit score between 649 and 720, although other factors may come into play. Slate zero balance transfer fees can add up to serious savings, many cards charge up 3% of the amount you transfer. Chase Slate enables you to transfer balances from other credit cards without paying a cent, and gives you the time you need to start paying off the balance. 15 month 0% period April 2017 to take you (and not just in 2016!) With zero interest payments, and it is a great card to help you to manage credit card debt you may have or to do major purchases now that you don 't want to pay next year.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.