credit card with the longest 0% Intro APRs -
Updated: August 4, 2016
If you are looking for make a major purchase or reduce the interest charges on your balances of credit cards, a credit card that offers a 0% intro APR can be a lifesaver. To ensure that you have more time to pay off your balance, it is important to find a credit card that has the longest 0% Intro APR I do not know where to look or credit cards that offer longer intro APRs? We set up a small list of the best maps to help you:
The longest 0% Intro APR for 18 months: Citi Card Simplicity
Citi Simplicity card gives you the 0% introductory APR for 18 months, which means a year and a half without interest on purchases or balance transfers. As an added bonus, the Citi Simplicity card also does not charge late fees . The map also no fee annual fee and will not raise your APR if you pay late. This is the perfect card for those who are tired of paying additional fees and interest.
The Diamond Preferred Card Citi also offers 0% Intro APR for 18 months on purchases and balance transfers and no annual fee. You can also earn Citi offers easy points for purchases made with your card. Redeem points for online deals on brand name merchandise, gift cards and even local deals.
Another good option is there Discover Card - Balance Transfer. It offers 0% Intro APR on balance transfers for 18 months, although the 0% introductory APR for purchases is just 6 months. You also get 5% cash back reward (up to $ 1,500 for purchases) in the categories that rotate every quarter and 1% cash back on all other purchases. There is no annual fee, and you get your free FICO® Score on the monthly statement of the card.
for Best Rewards: Blue Cash Card from American Express preferred
If you want a long 0% Intro APR combined with great rewards cash back, see Blue Cash Card Preferred d American Express (NextAdvisor a seller). Not only do you get 6% cash back at supermarkets (up to $ 6,000 in purchases), 3% on gas and at department stores and 1% on everything else. American Express is also running a special offer that earns you 5% cash back on up to $ 4,000 in eligible travel purchases made during the first 6 months of membership card - that is up to $ 200 cash back! As if that were not enough, you have a 0% Intro APR on purchases and balance transfers for 12 months. Holders receive a $ 150 bonus (acquired as a statement credit) after spending $ 1,000 in the first 3 months. The only drawback is that the card comes with an annual fee of $ 95.
If American Express is not your speed, check out the Chase Freedom card. It not only comes with a 0% Intro APR for 15 months, but also gives you 5% back in rotating categories and 1% cash back on all other purchases. You also get $ 150 cash back when you spend $ 500 during the first three months of membership card. It also has no annual fee.
Best for balance transfers: Chase Slate
Chase Slate offers 0% Intro APR for 15 months on purchases and balance transfers. The beauty of the Chase Slate card is that it does not charge a balance transfer fee in the first 60 days. Most credit cards charge 3% balance transfers, which can be expensive. Chase Slate card also does not charge you an annual fee, so you can complete a balance transfer without being charged any fees or additional interest.
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