Check your credit report for violation of store

Check your credit report for violation of store -

It seems that store data breaches are the norm these days. Neiman Marcus, Michaels and huge end-November target data breach are among the retail giants exploited by hackers. The data breach affected target of 110 million buyers and, alarmingly, only one e-mail may have led to the violation. These attacks can be devastating to consumers who used their credit and debit cards in shops, leading to identity fraud and money theft.

Protect your identity against fraud

There are a number of steps you can take to permanently protect your identity against fraud. These steps include checking your bank statements regularly to ensure that all transactions were carried out by you, be careful when giving or enter personal information and do not use your PIN debit card unless that it is absolutely necessary. To learn about other ways you can protect your identity against fraud, visit our blog protect against identity theft.

Check your credit report

Among the steps you can take to help protect your identity and finances is the need to check your credit report often. While many people think that you should just check your credit report at the credit application, keep track of your credit file is a great way to protect yourself against identity theft.

Your credit report lists all your credit accounts and requests for hard information, such as the number of times you apply for credit for new lines. Once the fraudsters access to your personal information, they can use it to open new lines of credit in your name. So checking your credit report is a quick way to see if anyone else you opened or applied for credit accounts with your personal information.

How to get your credit report

Every consumer is entitled to a free report 3-bureau credit once a year from www.annualcreditreport.com. While this is a nice tool, you should check your credit report more than once a year, because a thief can scam you at any time. In addition, the site will not give you your credit score.

A better plan is to sign up for a credit report monitoring service. Not only do many of these services provide several annual credit reports, but they will also monitor your credit file daily and alert you immediately of any changes, including when your Social Security number is used to apply for credit. credit report monitoring services like Identity Guard, for example, monitor the Internet black market for use of your personal information (such as when hackers posted the subway line information to target customers' card shops . ") Some of these services also come with free Internet security software, so you can protect your personal information while using your computer. Learn more about monitoring credit report, read hotel reviews and sign up for free trials by visiting our view the credit monitoring page.