Have you experienced the target to hack? Do you update your passwords after heartbleed alert? These days, we are all potential victims of identity theft. So how do you protect yourself?
One of the best options is to sign up for identity theft protection. With so many options to choose from it can be difficult to find a protection service against identity theft is trustworthy. That's why we've compiled a list of the top five most reliable identity theft protection services to help you find the best service for your needs.
Best Overall: Identity Guard
Price: Identity Guard offers month to month plans that cost $ 14.99 / month to protect an adult. You can also protect your child with the KID Sure Identity Guard program for $ 5 / month per child. Identity Guard also offers a free trial 30 days .
Identity Monitoring :. This service provides complete protection against identity theft which consists of fraud and public records monitoring, Internet monitoring the black market and three offices monitoring credit report
- fraud and monitoring public folders research to the use of your personal information on public folders, and application databases to make sure it is not used fraudulently.
- Internet scanning on the black market research illegal sites and chat rooms for your information to verify that it is not sold, traded or used by identity thieves.
- Three office credit report monitoring all three watches of your credit reports double check that no information or fraudulent credit lines are added to your reports. In case any of your information is located on one of the ID scans, Identity Guard will alert you and give you the steps you need to take to protect yourself.
If your wallet is ever stolen, Identity Guard protects you with its lost wallet protection , which allows you to centralize your banking information that will make it easier to cancel the all of your credit or debit cards. And in case your identity is stolen, you will be protected with $ 1 million insurance Identity Guard , which covers the expenses that come with identity theft such as legal fees and lost wages.
Identity Guard also includes protection for your PC with Internet Security ZoneAlarm, which will protect your PC against viruses, keylogging, spyware and phishing.
Credit Reports and Scores :. In addition to identification broad based, Identity Guard also provides reports and credit scores three complete office, which are updated quarterly
The opinion of Read Identity Guard to learn more about the best service of protection against the global identity theft.
For families: TrustedID
Price: TrustedID is the best option for those seeking to protect their entire family for a reasonable price. Both family plans and individual detailed below come with a free trial 14 days .
- Family plan: If you need protection for the whole family, this plan protects an unlimited number of people living at the same address for a budget-friendly price. The annual plan costs $ 18 / month - or $ 216 / year -. While the monthly plan is $ 25.19 / month with the freedom to cancel at any time
- Individual Plan: individual plan TrustedID protects an adult and costs $ 9.38 / month paid annually - $ 112.50 / year - or $ 13.49 / month when paid monthly .
Identity Monitoring: Regarding the identity of the surveillance, TrustedID offers protection comparable to Identity Guard - including monitoring public records, scanning the black market Internet and three credit report monitoring stations - with some additions.
Also similar to Identity Guard, TrustedID offers lost wallet protection for the two primary members and supports the whole family with $ 1 million guarantee where everybody falls in terms of identity theft.
In addition, TrustedID also helps you monitor your medical benefits to ensure that you and your family members are the only ones who receive treatment by your health insurance policy. TrustedID also research analysis of people and background check websites to ensure that your information is not published on these sites.
It should be noted that the public record and three-bureau monitoring credit reports are provided to the two major holders of family and all members of the family diet plan receive Internet scanning market black.
Credit Reports and Scores: TrustedID also provides two primary holders of accounts with reports and your credit scores immediately after registration of three office. With this service, your Equifax reports and credit scores are updated monthly and your TransUnion and Experian your credit reports and scores are updated each year.
Read review TrustedID learn more about the best service for families.
Ideal for those aged 50 and over: AARP credit and identity theft protection TrustedID
Price: and AARP credit identity theft protection against TrustedID is the best for people of 50 years or more, as it offers similar protection to TrustedID at a special reduced rate. This service offers individual and family plans, both of which come with a free trial 14 days .
- Family plan: If you need protection for the whole family, this plan protects two adults and two children or grandchildren under the age of 25. The Annual Family Plan costs $ 17.50 / month - $ 209.99 / year - while the monthly plan costs $ 24.99 / month. In terms of the family, you can also add other children or grandchildren for a $ 5 / month extra per person.
- Individual Plan :. AARP credit and identity theft protection from TrustedID individually protects a member of AARP and costs $ 9.17 / month paid annually - $ 109.99 / year - or $ 12.99 / month when it is paid monthly
identity Monitoring: Since this service is a form of protection against TrustedID, it is complete with all the same identity tools and features TrustedID, including public folder monitoring surveillance, Internet black market analysis and three-bureau report monitoring credit, lost wallet protection, protection of medical identity, as well as people search and verification of the sites history Web. AARP credit and TrustedID identity theft protection you and your family with a service guarantee of $ 1 million also protects.
Credit Reports and Scores: AARP credit and identity theft protection from TrustedID provides its members with reports and scores immediately after the full three credit bureau entry. Your reports and TransUnion and Experian credit scores are updated each year and your Equifax reports and credit scores are updated monthly. Note that if you select the family plan, while the two main members will receive these reports and credit scores.
Visit our AARP credit and identity theft protection TrustedID review to learn more about the best service for people 50 and older.
Best for credit scores: PrivacyGuard
Price: PrivacyGuard is a month to month service that costs $ 14.99 / month per adult. It also offers 30-day trial for $ 1 .
Identity Monitoring: In terms of identity check PrivacyGuard does not offer as much protection as other services described above, and instead only three-bureau credit report followed. PrivacyGuard also offers a free subscription to the top-rated Norton Internet Security Online.
Credit Reports and Scores: Although PrivacyGuard lack of identity check, he makes up for with its reports and credit scores. PrivacyGuard provides its members with reports and notes of three office, which are updated monthly.
Read our PrivacyGuard review to learn more about the best service of protection against identity theft to credit scores.
Best for children: LifeLock Junior
Price: With LifeLock junior, parents can choose between a month to month plan that costs 5.09 $ / month and an annual plan that costs $ 56.09 / year. The only downside of LifeLock Junior is that the plan can not be added to an existing adult plan, which costs as much as $ 22.50 / month, depending on the plan you select.
Identity Monitoring: Monitoring the junior LifeLock identity consists of three parts :. monitoring applications, Internet monitoring the black market and peer-to-peer monitoring sites
- Monitoring Applications searches for your child's information card applications credit, wireless services, retail credit, utilities, mortgages, auto loans and salary, and alerts you if suspicious activity is detected.
- Internet monitoring the black market scans for the use of personal information from your child about criminal sites and other areas of the Internet black market to ensure that sin ' t be sold, traded or used by identity thieves.
- sharing website Peer-to-peer s are popular among children to ensure that no personal information your child is exposed. If one of your child's information is through one of these active scans, you will be notified immediately and provided advice on the best way to remove the information.
Credit Reports and Scores: The junior LifeLock plan does not include reports or credit scores because children under 18 years are not all files credit. That said, LifeLock junior forwards the Social Security number for your child to detect if credit records are associated.
Visit our LifeLock review for more on plans adult and junior LifeLock.