A: Great question! Ovation Credit Repair currently offers two packages to help customers credit repair Essentials and Essentials Plus . Both packages offer the service of sending unlimited dispute letters to the three credit bureaus on your behalf.
The major difference between the packages - besides cost - is that Ovation Essentials Plus includes a number of additional services to help those with complex credit repair problems or advanced. One such service is unlimited personalized letters to creditors to challenge anything on your accounts inaccurate, misleading, incomplete and / or unverifiable. These letters are customized to delinquency and come in two forms -. validation of protest letters and calls creditor of good letters will
letters validation Challenge go to creditors that report accounts being over 150 days late and challenge the validity of Article in question. Creditors are requested to validate questionable information and send you an update response which is used to remove or update the item from your credit report.
Goodwill letters are sent to creditors that are 30 to 120 days late and ask the creditor to provide proof of a late payment or to make efforts goodwill consider and remove the last payment (s) listed on the account. Creditors are encouraged to review your account and delete any late payment on your credit report because of the error, inaccurate or simply a courtesy information.
So what Ovation Essentials plane should I choose?
Ovation Essentials program itself is fairly robust. For the price of $ 85 to complete the initial work and $ 45 / month after continuous assistance, you receive customize options and assistance disputes throughout the dispute process.
However, if you have complex or a high number of negative items on your credit report, you should consider Essentials Plus program. This program will provide unlimited letters to the above creditors and a personalized letter of recommendation to help transactions for potential future lenders and credit monitoring through TransUnion. This program costs $ 85 for the initial work, then $ 65 / month thereafter.
For more information on Ovation services has to offer and see how it compares to the competition, visit our full page of credit repair review.