Many people do not know they are actually entitled to a free credit report each year from each of the three bureaus - Experian, Equifax and TransUnion. You can sign up for your free credit report at www.annualcreditreport.com and check immediately. Annualcreditreport.com has not, however, show you your three credit scores.
When viewing your credit reports once a year can be a useful way to take a look at your credit history, this time visualization is an effective way to catch all the changes, errors, and more dangerously, identity theft. This is where the credit report monitoring services come in. Once you sign up for a free trial with a major credit monitoring services like Identity Guard, you will receive all the credit report 3- PLUS your three bureau credit scores. If you continue your subscription, the credit monitoring services will monitor your credit files all day, and alert you if they detect changes.
The monitoring your credit reports can alert you to errors on your reports, which can have a detrimental effect on your credit score - making you pay higher interest rates and spend more money unnecessarily. The biggest advantage of these services, however, is their identity characteristics of protection against theft. With little personal information such as your name and Social Security number, identity thieves can open new accounts in your name, ruining your credit. With daily monitoring, credit monitoring services will be able to take any potential fraud, saving you time and money. Many of the top services also come with a subscription free Internet security software as well.
For more information on monitoring the credit report and sign up for a free trial that allows you to obtain your credit report, check credit report monitoring NextAdvisor The comparison page.