How to tell if a monitoring service credit report is a scam or not

How to tell if a monitoring service credit report is a scam or not -

There are many online scams out there, many of which involve your report credit. Some of them are malicious, created for the sole purpose of obtaining your personal information and potentially scam you. Other sites that people can consider scams include services with hidden charges, such as those with hard to find in small print.

First of all, you should never enter personal information online until you know for sure that the service you sign up for is legitimate . So if you are interested to sign up for a credit monitoring service, here are some ways to remove the right services scams:

1. Google the company. This may seem obvious, but something as simple as entering the service name in your search engine can be a quick backup of a scam. If you find a large number of search results that include negative comments and previous customer complaints is a big warning sign that you should not register or service.

2. Read. Obviously, we are big fans of NextAdvisor comments. We review the main credit monitoring services like Identity Guard Rated 5 out of 5 stars, and even some that many consider scams, as 2 of 5 stars rated FreeCreditReport.com. We signed up for and research on all these services, then take a look at our reviews and see for yourself that business is legitimate or not.

3. Check the BBB. The Better Business Bureau (BBB) ​​is a great resource that consumers can use to check whether companies or charities are trustworthy or not. A BBB.org you can check the BBB rating companies, read previous complaints against the company and more. If the service you are considering has a low rating as D or F, then it is safe to say that you should stop and look for another service.

4. Read the terms and conditions. Once you have gone through the above steps and that the company is legitimate, it is always a good practice to read or at least skim through the fine print of the site. This may seem tedious, but here is where you might find hidden charges. Make sure you know exactly what you sign and what you pay. Be aware of free testing requirements and spirit trial dates.

If you just want your free annual credit report without a free trial for the continuous monitoring of the credit report, visit AnnualCreditReport.com and get a free credit report Equifax, Experian and TransUnion every 12 month. We recommend that you sign up for a credit report monitoring service because they monitor your credit reports daily and alert you of any changes, help protect against identity theft, and of course, you will receive frequent updates to credit high-level services score. Read full reviews, compare them side-by-side services and sign up for the free trial by visiting our credit report monitoring comparison page.