A: Fortunately, with monitoring credit report you can get your 3 office reports and credit scores instantly to your entry . In addition, most high services will begin to monitor your credit reports immediately as well.
Once you have an account, you can login to your account and view or print your reports and credit scores as often as you like. A common misconception is that check your credit report often will lower your credit score, what is wrong . Viewing your own reports and credit scores is considered a "soft inquiry", which has no effect on your credit score. Conversely, when a potential lender pulls your credit reports for you, it is considered a "hard inquiry" and can negatively affect your credit score.
When signing up for a credit monitoring service, not only will you have instant access to your credit report, but most of the main services will update your reports and your credit scores often so. One such service is FreeScoresAndMore.com, which updates your reports and scores monthly, and currently offers a free 30-day trial. Identity Guard is also an excellent service that updates your credit reports and scores every three months. Both services monitor your daily credit report, and alert you immediately to any changes. This helps to combat identity fraud, and can help you stay on top of your credit score by catching errors.
Compare our side-by-side comments in our credit report monitoring section to find the best for you. Make sure to sign up for a free trial and receive your credit report instantly.