The most important thing to keep in mind is to not use credit cards instead of real money when you pay for your wedding. Make sure you can afford what you charge on your credit card, otherwise you will pay interest on your balance and nullified all the advantages you get rewards.
If you are looking to get a new credit card reward offers great rewards or APR stellar start, here are some suggestions:
Best cash back card to offset the cost of marriage
If you are going to spend a small fortune on this wedding, you should not get something in return? If you are looking to make some money back from your wedding expenses, a cash back credit card is the perfect option. Just remember to look at the fine print when it comes to cash back cards. Most cards offer higher cash back percentages on things like groceries or gas, which does not help you much if you use the card for wedding purchases, such as flowers and wedding invitations.
The BankAmericard Cash Rewards Card 3% cash back on gas, 2% cash back on groceries, 1% cash back on other purchases, plus an exclusive line of $ 100 cash back after spending $ 500 in the first three months. In addition, there are no foreign transaction fees, so if you have an international destination wedding or honeymoon, you do not have to worry about paying extra costs. As a bonus, this card even has a 0% introductory APR for the first 12 months, so if you need a little more time to repay some of these purchases, you pay no interest.
Travel Awards Best cards to help pay for the honeymoon
Some people give up their dream honeymoon to pay for their dream wedding, but why can not you have both? Pay for your wedding with a credit travel rewards card can help you earn enough points to get the honeymoon of your dreams.
The best travel rewards card we've seen is the Barclay Arrival more World Elite MasterCard. It gives you double miles on everything you buy, and you can spend those miles on all airlines or hotel anytime. You also get 40,000 bonus miles if you spend $ 3,000 in the first 3 months, which should be easy with wedding expenses. You also get 10% back on rewards that you use to exchange them against travel purchases.
The best balance transfer card to defer repayment of your wedding debt
If you have maximized your credit cards with wedding expenses, it might be a good idea to look for a balance transfer credit card to help you pay down your wedding debt. If your APRs on your other cards are high, transfer those balances to a balance transfer card with a zero percent introductory APR can help you pay off the debt without being hit with additional interest. It can also give you extra time to pay for wedding expenses, especially if you expect a lot of money for wedding gifts.
If you have a balance that you think you will be able to repay in a year or two, you should check the Citi Simplicity. It has a 0% introductory APR for the first 18 months and no annual fee and no balance transfer fee, so you will not pay your balance for the first 18 months -. You will generate no interest
If you have a higher balance that will take several years to pay, a better choice is the Barclaycard Ring MasterCard. It has no annual fee and no balance transfer fees, and it also has the lowest APR during any map we saw 8%. Although it does not have a 0% introductory APR, the APR eight percent being will actually save you money in the long run if it takes a few years to pay off your balance.
The best rewards card for those with average credit
If your credit score has taken a hit of your wedding expenses , try applying a credit means credit card that offers rewards yet. Be careful not to choose a card that gives you maximum rewards on things like groceries or gas, since it is not what you will use the card.
The Barclay Reward Mastercard - Average Credit Card gives you 2 points per $ 1 on gas, groceries and utilities and 1 point per $ 1 on everything else, which is perfect for wedding expenses because you might be using the card for a number of expenses. It also has a 0% introductory APR that will give you a little extra time to pay the balance before you start getting charged interest.